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Retirement
Sun 21-Feb-10
6:00 pm
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mutley
Didcot/uk

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At what age would you like to see your self retiring at, mine was 55 years lol. but as im getting more energy i dont think i would. i got a lot of catching up to do so i can set jade up with a good head start in life,i hope.

so if working for someone else 55

but myself forever i guess i don't think i would be able to sit still for more than 10 minits without chewing my own arm off for something to do.

I want to get out of my bar job realy i do love it, but my time is more important to me so hopyfully in the not to long distant future. Cheers

Sun 21-Feb-10
9:05 pm
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Danny
Scarborough, England
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Mine was 55 too, Mutley, but it is unlikely to happen now. I once knew a guy in San Francisco who had worked for Pacific Bell in their Yellow Pages section and who was offered early retirement at age 50. He took it and built a lovely little sideline business, making bird tables. It’s amazing what you can achieve if you get the breaks.

Having said that, I am luckier than most with a fairly well paying job, but it does not float my boat. I love marketing and my ideal would be to spend every day building up this site, getting more advertising, and so on. It just takes time to do that and time is what I do not have at the moment.

Our aim is to have a few online enterprises built up over the next 10 years or so, that do not require too much daily effort. We have a very long way to go to achieve that ideal but at least we have a plan. So many people have no plan whatsoever and just drift along from day to day, and time evaporates so damn quickly.

Never knowingly underfed

Mon 22-Feb-10
8:12 am
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SOL
UK

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Our Magic number is also 55!  How funny so many people are aiming for that.  We are currently on track.  We will be completely knock off that date if we have a family.  But it will probably mean I will work Nights and PB will continue to work days.  Or I will have to start a business of some sort, from home.  This is all ifs and pie in sky.  But we have a long term goal and a 5 year, 10 year, 15 year and 20 year plan.  And so far we are on our way.  First thing for us it is get mortgage free in our forever house.  Just have to find it now... more on that later when I have time to write it.  Tonight will be my last on the internet from home for a good 6 months, depending if we can get a cheap deal, maybe sooner.  Else I will only be able to look at work but no comments...

Watch this space.Ok

Mon 22-Feb-10
9:47 am
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JoannaS
Latvia

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Oh dear SOL I fear I am too late to say a temporary goodbye, hopefully you will still have some access.

As for retirement, that assumes in the first place you have something to retire from Monster. I guess I have already retired from childminding and I only did that for 5 years. Being a full time housewife is very full time when you move around, someone has to deal with all the delightful nuances of settling into a different country, you wouldn't believe the paperwork and it is different each time. Dealing with taxes as well is a nightmare. I am studying now at the age of 45 for a possible career in Managing Sustainable Rural Development, whether I teach or consult will depend on what becomes available but one things for sure it is unlikely to be full-time. Hubby likes to think he has retired at the age of 46 as he gets to play with his tractor at the moment but he may have a job two days a month as a consultant here in Latvia, we shall see, and he has another possible week's work but at least a few days work in Cyprus - life's hard isn't it? Monster and that will probably be an ongoing thing but it will have to fit in our growing schedule. What is brilliant is that since the winters are so long here then it means we have a short intense growing season and the rest of the time there is some prep work, some work to do in the forest and the rest of the time is free maybe to develop the various consultancy fields we are or maybe in. Now that would be just perfect.Cheers Oh yes I do work 6 hours a week for an online 'school' as a moderator for the student café but that is hardly taxing and I get paid for just being friends - nice! Big_Hug

Mon 22-Feb-10
12:34 pm
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KateUK
uk

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I agree Joanna, when you move abroad someone has to do the paperwork and the tax aaaaaaargh! A 72 page booklet in Dutch, I still wake ,shaking, in the night thinking about that one.

I retired rather earlier than anticipated, haven't noticed time hanging heavy on my hands, in fact I've been able to do all sorts of things I wouldn't have done as I'd have been too busy working-like seeing my daughter grow up. Financially it has been er, interesting, at times, but contentment is far more important than wads of dosh and flash possessions. Looking back, I realise I've been lucky to have had this time, so many colleagues  have stayed teaching right up to retirement and dropped dead soon after, or are still teaching and are thoroughly fed up with it.

Kateuk makes things at http://www.etsy.com/shop/finkstuff and sometimes she does this too http://www54paintings.blogspot.com/ and also this http://finkstuff.weebly.com/

Mon 22-Feb-10
5:29 pm
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brightspark
Wilts

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Hi Kate - yep, the Dutch thing - remember it well....... like the guy (read con-man) who was selling us a new house, unfinished, and was hoping that we wouldn't notice. I visited the house daily while staying in the motel, only to see the house completion come to a standstill.

We persuaded the estate agent (makelaar) to come and have a look at the house - buying 'as seen' isn't very useful when it has only pipes coming out of the floor, and a drive that was 4-feet below the level of the road. No toilets/kitchen or anything like that.

We survived that, but only through diligence.

As to retirement, I know it's commonly said, but we wouldn't have time for work now !!Laugh

After all the working years, what's wrong with enjoying life?

"Work for a cause, not for applause
Live life to express, not to impress
Don't strive to make your presence noticed
Just make your absence felt"
Mon 22-Feb-10
6:01 pm
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mutley
Didcot/uk

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Cabbaged wholl nedd s;ep now came off line abput 2:30 this mprning my bed is calling .

Mon 22-Feb-10
10:44 pm
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Danny
Scarborough, England
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Mutley, that is probably the most weird post you have ever done on here. It will take a dedicated code breaker to unravel it Big_Laugh

You need to take some cat naps on long overnight jobs! Cat

Blimey. S.O.L. , we will be bereft if you cannot make at least one wry post per week. I am already suffering from withdrawal symptoms Cry

Joanna - i get a sense that you guys are really enjoying your new, trying, lifestyle. If Ian can get me some "consultancy work" in Cyprus, you can have a free lifetime membership to this site! Cyprus is on my list of "places I must visit before I die". So was Madeira, sadly.

Kate & BS - all I can say is "well done". I can't imagine Fiona or myself ever retiring. Not in the old fashioned way of doing nothing but pottering in the garden and playing golf. I think we will always be active but looking forward to not having to do the 9 to 5 grind.

Never knowingly underfed

Mon 22-Feb-10
11:07 pm
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danast
Argyll, Scotland

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In response to Kate's comments about teachers retiring.  I retired from my job as Head Teacher last August and I am hoping I am not going to be one of the ones who drop dead.     Wink     I retired at 61 as I felt the job should go to a younger person.  It wasn't that I wasn't coping, but felt the time was right.  I dithered quite a lot before making the decision to retire, because I loved my job.  But one day I just knew the time had come and I have not regretted it.  I know too many teachers who are jaded and unhappy in their job and I never wanted to become like that.

 I am busy for most of the time.  I  work in the big house on this wee estate, cleaning and generally looking after the house.  I do 10 hours a week.  I could not believe when I told some people that they were shocked that I was going from HT to cleaner.  Hey, I quite enjoy it and take pride in my work.  It's a huge house and the folks are not here very much, so the house is always quiet.   I also have my dogs, hens, ducks and my wee garden.  I work in the community on various committees.  It is just as well I do this work as I know I could quite happily become a recluse.  I am very contended at home.  However I have friends who will not allow that to happen.

So as you can see I have a full life.  I would say to any of you, if you are going to retire no matter what age you are, be very very sure it is really what you want and have lots of activities in the pipeline. 

Oh my next project is wine making   Champagne

Old teachers never die, they just lose their class

Tue 23-Feb-10
5:14 am
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JoannaS
Latvia

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Having activities planned is a good idea Danast, even if you are taking time out to raise children it is a good idea to be prepared. It took me two years to adjust to going from studying to dialing down to childs pace but didn't regret the move one bit and I guess for some people retiring is the same and takes a major adjustment to having to fill in your own time not be dictated to by the job.

I can beat you on the tax Kate, a 104 page booklet I got from the accountants for our American tax and they wanted to know about any property we owned so had to dig out records going back to 1988 and this was in 2006, I was not happy and it took me three days of work - I think hubby even bought me some flowers which he does not do very often. It was probably easier than doing it in Dutch but close, I still needed a dictionary. Doh

Consultancy work in Cyprus Danny? How good are you in hospital labs? Yes we are enjoying our life in Latvia. People wonder sometimes how we don't get frustrated when things don't go to plan but to be honest having now moved around a bit we realise that each country has its own way of doing things and Latvia is really no worse than others -Brightsparks example is a case in point. If somethings don't work out then there is always next year. Cheers

Tue 23-Feb-10
3:07 pm
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KateUK
uk

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My American friend who lived over the road used to go spare in January when she had her Dutch AND American tax to do...lots of cups of tea and cake helped!

Kateuk makes things at http://www.etsy.com/shop/finkstuff and sometimes she does this too http://www54paintings.blogspot.com/ and also this http://finkstuff.weebly.com/

Tue 23-Feb-10
6:07 pm
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JoannaS
Latvia

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Oh boy can I relate to that. Changing countries in February/March is NOT recommended AngryAngryAngry, if you change countries try end of December. There was one year I had Danish, English and American taxes to file as we still rented out in England, had just moved from Denmark to America and the Danish one was a nightmare due to some ongoing hassles anyway CryCry. I was nearly a nervous wreck Steam. This year I just have Latvian and English to do and next year I am hoping we will be down to one tax authority to deal with the Latvian one. Can you come and provide me with cups of tea and cake? Big_Hug

Tue 23-Feb-10
10:38 pm
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KateUK
uk

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Sure thing- tea might be a bit cool by the time it reaches you though...Tea

Kateuk makes things at http://www.etsy.com/shop/finkstuff and sometimes she does this too http://www54paintings.blogspot.com/ and also this http://finkstuff.weebly.com/

Tue 23-Feb-10
10:42 pm
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danast
Argyll, Scotland

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How are you feeling Kate after today's events?    I hope you are not in too much pain.  Anyhow you deserve a rest after all the work you have been doing for the show.      Big_Hug

Old teachers never die, they just lose their class

Tue 23-Feb-10
11:20 pm
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KateUK
uk

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Stupendously large bandages, like an 18th century gouty gentleman! Supposed to only wear open toed shoes- actually, no shoe fits!. They hurt, but then, they hurt before the nails went. When the anaesthetic was at full strength it was lovely, for the first time in about 40 years my feet didn't hurt at all, anywhere. The podiatrist has told me to keep the feet up as much as possible for the next fews days.Excellent! Sofa, cat, good book.

It has taken me years to summon up the courage to get the nails done, why I should have found the thought of it so very scary I now wonder..after the intial nastiness of the injections it was absolutely fine. Anyone out there with ingrowing toenails who is putting it off- get it done. I'm sure I shall get fairly bored with changing the dressings every day for the next month or so once the big bandages come off on Friday, but it will be worth it if it reduces the foot pain even a tiny bit.

Thanks for your good wishes Danuta!Big_Hug

Kateuk makes things at http://www.etsy.com/shop/finkstuff and sometimes she does this too http://www54paintings.blogspot.com/ and also this http://finkstuff.weebly.com/

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