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Men - how do you cut costs when you have to?
Sat 16-Jan-10
7:58 pm
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Danny
Scarborough, England
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This is a thread mainly for blokes, although I can think of a number of ladies who will not be able to resist putting their 0.02 worth in. Frown

In some households, cutting back is a joint and agreed effort. Traditionally, the woman of the house is in charge of the household budget and may find it difficult to persuade the rest of the family to support a cost cutting regime, even for a short period, like S.O.L's project to cut spending to the bone in January and February.

But how do men help to trim the budget?

One simple, if minor, tactic I use is to buy cheap disposable razors in packs from outlets like £1 shops or Netto/Aldi. Sometimes the razors are duds but mostly I find options that work out at maybe 0.25 per month. For me, it has to have a swivel head. I found a triple blade design just before Christmas at 4 for 0.99 that I like.

The only problem is that, when you go back to buy some more, they are almost always gone. They are probably end of line offers in the first place.

Never knowingly underfed

Sat 16-Jan-10
10:57 pm
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brightspark
Wilts

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D - Thought I would make it 15 -15 - you are so right - who could resist jumping right in to the blokes page?

"Work for a cause, not for applause
Live life to express, not to impress
Don't strive to make your presence noticed
Just make your absence felt"
Sat 16-Jan-10
11:15 pm
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mike.
Coventry

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On the subject of razors - I use an electric shaver and a set of batteries usually lasts around a year. I don't replace them until the last possible moment.

When it comes to spending money on myself, I usually buy generic 'own brand' shampoos and toiletries because I can't see the point in paying for a brand name. Otherwise I wait until something is on BOGOF or similar.

My girlfriend hates the way I keep the same clothes for years, and regularly forces me to buy new things. To be honest I quite like the clothes she makes me get but I wouldn't have bought them if I hadn't been coerced.

Visit my blog for food, drink, photography and hamsters.

Sat 16-Jan-10
11:26 pm
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mutley
Didcot/uk

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I don't quite know how i do buget yet i do some many things/projects ect but i never buy someting unless ive cash on me im allways on the look our for items thrown out, then it eather it gets fixed or if its better than what ive got i keep it if not i sell it on very cheap i make some money and thay get a good deal so will allways come backWink . That's one of the ways i live ie the car project i want to build for free if poss, the last 3 cars i was given . One thing i will say is always turn your money once before spending it ie £10 to play with turn it untill you make it £20 then spend the £10 and reinvest the other like roulett may be one day Wink it can be done with two systems in play at differnt times you can hit a 62% problety of getting the next number right at the right time..Pint

Sat 16-Jan-10
11:58 pm
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Danny
Scarborough, England
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Bright Spark – you are two points ahead, so it’s Love – 30. You just have to learn how to keep the score, or we will interrogate you about the Offside Rule if you want to qualify as a scorekeeper.

Girls. Doh

Bob – I agree and have to admit that the women in our lives have a fashion wisdom that us blokes simply do not possess. My other half took me into TK Maxx before Christmas because all I wanted for a present was a new pair of shoes. She persuaded me to buy a pair of lined boots (ankle height) that I would never have considered. She was so right. A few days later, I had to walk about city streets in snow and slush. Those boots kept my feet toasty even though my hands were freezing and the grips on the soles meant I never slipped on the ice.

Mutley – that is valuable wisdom. I always think that self-sufficiency is a balance of cutting costs and increasing income. Not everybody can convert their £10 into £20 (and roulette is really dodgy, I know this) bit the principle is sound. The tricky part is how people can learn to do this in their own lives.

Never knowingly underfed

Sun 17-Jan-10
10:13 am
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brightspark
Wilts

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Sorry, Ref.

I must try harder.

"Work for a cause, not for applause
Live life to express, not to impress
Don't strive to make your presence noticed
Just make your absence felt"
Sun 17-Jan-10
1:23 pm
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SOL
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sorry wasnt going to comment on this thread as only for men.

But defo as an ex-croupier, I can say they as there are 37 numbers on the roulette table including 0, the pay out is your original bet and 35 chips if you win.  so even if you cover the whole table you will still lose 1 chip for every spin of the wheel.

As the wheels are level and checked each day with a spirit level, it is completely random.  there is no way it can be predicted due to a human spinning the wheel  and either pushing or flicking the ball in a (finger clicking movement).  There is no rule on how fast or slow the wheel has to spin, or on how hard you must spin, the ball.

Black jack is your best option if you take out every seat on the table, work the rules, and to some extent guess/count the cards.  This is only if a human is shuffling the decks, and whether there are 6 or 8 decks.   If you are playing against a casino that has shuffling machine, say good bye to your money.  If there was a system all croupiers would immediately give up thier job and be a gambler.

So that is my 00.02.  sorry for commenting on the guys thread....Embarassed  Gambling just happens to be one of my buttons...

Sun 17-Jan-10
3:56 pm
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mutley
Didcot/uk

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Ramdoness and problity are two differnt fish.

i think it's 1.35% on hi/low red/black and 2.7 on all other betts a corner being the best bet.

Had a go at black jack playing an 8 deck and knowing when to put good money down.

id love to explain more as there is  2 systems i play the 2nd around 40 minits later. if 1 spin every 3 mins is played.

Wed 20-Jan-10
3:16 pm
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Ruthdigs
Devon

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The 'Men - how do you cut costs' thread is about.....Gambling!!!! 

And you have the temerity to put "Girls. Doh" as a comment Danny?! 

 Cheers That's my monopoly money tup-pence - frugality this month means I must forbear from a real 2pees worth.  Big_Laugh

Wed 20-Jan-10
3:19 pm
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mutley
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I never play for real money i just like to know how things tick then move on.

Wed 20-Jan-10
8:13 pm
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Danny
Scarborough, England
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Ladies are very welcome to post on this thread. It's only that the focus is on the man's contribution to cutting costs, so suggestions are welcome.

But let's not turn this into a gambling topic. Let's open a new thread for that in the International Village : On the sun-longer forum. Gambling (I love it, when done properly) is not a recognised revenue earner - far from it for most people.

Never knowingly underfed

Mon 1-Feb-10
10:53 pm
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Shereen
Near Belfast, Northen Ireland

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G subscribes to his (and my) must-have magazines using our Tesco clubcard vouchers. This means he gets his computer and running mags, as well as my history mags, for a lot less than the £4-£5 cover price. And when we're done with the magazinez we pass them onto my Dad, who passes them onto my brother, who takes them into his work for the break room. His workmates are delighted to have reading material that's not Hello or OK magazines.

Wed 3-Feb-10
9:53 pm
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Danny
Scarborough, England
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Geat tip, Shereen.

We collect our Tesco vouchers too (I mean we flash our Club card at the till every time).

How do you convert that into mag subscriptions?

Sounds like a great idea. Fiona's mum recycles her Oldie mags and her Times Sat mags to us. We stack them in the bathroom for "casual" reading Wink

Brilliant Ok

Never knowingly underfed

Thu 4-Feb-10
5:54 pm
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Shereen
Near Belfast, Northen Ireland

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You buy a subscription token via Tesco.com and pay in vouchers, entering the long number on each as payment. It's not so bad if your vouchers are £5 ones but I had a load of £1 ones to use at Christmas and it took forever *yawn*

Tesco then send you a subscription form and the token which you fill in and send to the publisher's address provided.

We've even done a few for presents over the years and it worked out well. More information here: http://www.tesco.com/clubcard/deals/browse.aspx?N=4294966467

Ok

Thu 4-Feb-10
10:03 pm
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Danny
Scarborough, England
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Brilliant.

Thanks, Shereen. I think that a mag subscription is something that is well worthwhile. It's a present to ourselves that lasts far longer than simply spending the tokens on the next week's shopping bill.

Never knowingly underfed

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